Become a certified insurance
agent in just 2 days.

Become a certified
insurance agent in
just 2 days.

Getting certified is easy with our free online course.

Video Training Course

Learn from the comfort of your own home or office with interactive online videos.
 PoSP Training introduction    sample module

Online Exam

Take exam from your mobile or laptop. On passing, get IRDAI recognised PoSP (Point of Sale Person) certificateissued by Turtlemint and start selling insurance.

Expert Assistance

Insurance subject experts will assist you with any doubts or queries. Online mock tests will sharpen your knowledge.

Why PoSP certification is the best way to become an insurance agent.

An insurance agent facilitates the sale of an insurance policy by bringing together the insurance company and the customer . Furthermore, the agent is tasked with advising clients on the right product, assisting in filling up of forms, helping clients at the time of a claim, etc. Thus, an agent plays multiple roles.
PoSP (Point of Sale Person) is a new type of license for insurance agent that was created by IRDAI (Insurance Regulatory Development Authority of India) in 2015. It’s now the best way to enter insurance agent career. Why? Insurance agents are tied to a single company and can sell only products from that one insurer in the given category, i.e. life or non-life. But customers today demand more – they want to know all their options and look for advice from agents on choosing the best product. A PoSP (Point of Sale Person) license or certification lets you do just that. As a PoSP (Point of Sale Person) you can sell policies of multiple insurance companies, across both life and non-life categories, such as term life, ULIP, endowment life, motor, health, personal accident, home and travel. PoSP (Point of Sale Person) is thus a wider concept than a traditional insurance agent license. Therefore most individuals now choose the PoSP (Point of Sale Person) path for agent career.

POSP Insurance Agent Certification Eligibility and Process

As laid down by IRDAI, there are two specific qualification criteria to become an agent. If you meet these criteria you can apply for a career in insurance. The criteria are as follows –

  • You should be at least 18 years old
  • For your educational qualification, you should have passed at least Class 10
Anyone who fulfils these basic criteria can enrol to become an agent. Thus, insurance industry can provide jobs for freshers, jobs for fresh graduates, part time jobs for graduates, jobs for college students, even housewives and retired individuals. Let’s understand the process step-wise. Once you follow this process and clear the examination, you can become an insurance distributor.

  • If you meet the qualifying criteria, enroll for the training program
  • Submit your KYC details and documents
  • Undergo a training program of a specified duration
  • There is an examination held after your training. You have to appear for the examination and clear it
  • Once the exam is cleared you can get the license and become an agent

Frequently Asked Questions ( FAQs )

What kind of training is required to become an agent (POSP) ?
Individuals interested in becoming insurance agents and Point of Sales Persons (POSPs) have to undergo a compulsory IRDA specified training module which includes topics ranging from basics of insurance, policy types, process for issuance and claims, rules and regulations etc.
What is the training duration and syllabus for POSP program?
You have to undertake a training of 15 hours to become a POSP.  The syllabus for the exam will consist of the topics prescribed by IRDAI. The syllabus is as below

  • Introduction to insurance
  • Indian insurance market
  • Principles of insurance
  • Classification of insurance
  • Health insurance and personal accident insurance
  • Insurance documents
  • Premium
  • Claims
  • Policyholder’s Protection Regulation
  • Grievance Redressal Mechanism
  • Do’s and Don’ts of POS Person and POS products

Can an 8th passed student apply for insurance agency?
No, for an insurance agency you should be at least 10th pass.
What happens when you fail the agent’s exam?
If you fail the exam you would have to reappear for the exam and clear it again.
I already have an insurance agency license with an insurer, can I still become a PoSP?
Yes, you can become a PoSP by surrendering your agency license and completing the 15 hours training and exam for PoSP.
Which insurance companies’ policies can a POSP sell?
As a PoSP you can sell policies of almost all of the insurance companies or insurance intermediary.
How can I keep enhancing my knowledge after completing the PoSP certification?
We have other training program conducted for our PoSPs after certification. They help in enhancing your insurance knowledge and improving your sales and servicing skills. These training programs and events will cover the following:
o   Advanced  insurance knowledge to handle complicated cases
o   Keep abreast with the latest insurance products and how to pitch them
o   Learn new selling techniques which help in increasing your sales volumes